Turn Your Receivables Into Immediate Capital

Many technology companies experience a cash flow gap because of Net 30/60/90. Get business funding anytime you need it on short notice and pay outstanding invoices ahead of lengthy net terms. No bank hassles and no debt or dilution. Our invoice factoring company provides the financial stability the IT industry demands. 

Easily manage your cash flow and cover expenses such as insurance, fuel, maintenance, and payroll without crediting debt for your business. Whether you’re an owner-operator or a larger fleet, our business factoring solutions ensure fast, easy business cash advance of up to 98% of your freight bills and work tickets.

With slim margins and slow payment timelines, business factoring is a must to ensure you fulfill orders on time and meet the demands that each season brings. We offer flexible business factoring solutions to help you secure the funds you need today. Apply for commercial factoring now and get funded in as little as 24 to 72 hours after approval.

Get your invoices paid in days, not months! With dependable business factoring solutions, you can eliminate the often lengthy payment cycles associated with government contracts.
We complete your funding request within 24 to 48 hours and offer up to 93% advance rates, giving your business a more predictable cash flow and ensuring it stays financially healthy.

Get your products to your customers without waiting weeks or months to receive payment. Our commercial factoring company offers up to 92% advance rates without the prolonged application process associated with banks. Apply for factoring business solutions today, get approved, and keep your manufacturing business operating at full steam.

Whether you operate upstream, midstream, or downstream, our invoice factoring company helps you maintain a stable source of capital without incurring debt. There is no limit to the amount you can fund with our factoring business solutions. After credit approval, submit your oil and gas receivables and get up to 96% of their value within 48-72 hours.

Whether you're an established enterprise or a fledgling startup, irregular staff payments can drive your team away. Business factoring provides the capital you need to cover payroll expenses without delay. We offer a 24 to 48-hour turnaround for last-minute funding requests on unpaid invoices (U.S. and Canada) and 3-4 business days for more complicated funding needs.

Emergency ship and boat repairs, permits, maintenance, taxes, licensing, and crew paydays can’t afford to wait for uncertain checks in the mail – and neither can you. Our commercial factoring company offers a remarkably quick invoice funding turnaround, so you never have to wonder how you’ll fund your next shipment. Obtain up to 96% of your invoice principal amount in as little as 24 to 48 hours.

Finding ways to cover payroll while waiting for clients to pay their invoices is frequently a big struggle in the staffing industry. Our invoice factoring company allows you to easily secure the funding you need for payroll, office supplies, payroll taxes and more. No long-term contracts or hidden fees. We offer high advance rates of up to 97% of open accounts receivable with flexible terms.

Don’t lose sales because of poor cash flow management. Fund your business growth with commercial factoring solutions you can depend on. Whether you specialize in fiber optics, utilities, telecom, or construction, Business Factors & Finance is your financing partner. Expect a 48-72 (business) hour turnaround for new accounts and 24 hours for established accounts.

Medical providers face some of the most extended payment delays, often waiting 60 to 120 days for insurance reimbursements. In the meantime, they must cover payroll, maintain facilities, and purchase medical supplies without interruption. Factoring speeds up cash flow by turning outstanding invoices into immediate working capital, allowing healthcare businesses to stay financially strong. Whether it’s hospitals, clinics, medical suppliers, or labs, factoring ensures continued operations without financial strain. 

Construction firms, subcontractors, and suppliers often experience delayed payments tied to contract milestones, causing financial strain. At the same time, they must purchase materials, pay workers, and cover project expenses upfront. Invoice factoring helps bridge this gap by turning unpaid invoices into immediate working capital. This enables construction businesses to maintain steady cash flow, stay on schedule, and take on more projects without being limited by slow-paying clients. 

Seasonal cash flow fluctuations can create financial strain, especially with high upfront costs for seeds, fertilizers, and equipment. With business invoice factoring, farmers receive steady working capital to keep operations stable even during off-peak seasons.