Business Factors & Finance is a full-service working capital provider for businesses in Houston, Texas. As a Houston invoice factoring company, we can help your business by buying your outstanding invoices or accounts receivable at a discount. We also offer other lending and financing services to provide cash flow crucial for your operations.
Houston Office Location:
8410 N. Sam Houston Pkwy W
Houston, TX 77064
We are one of the trusted factoring companies in Houston, TX, with over 40 years in the business of financing receivables, dedicated customer support, and an efficient credit approval process. From truck factoring in Houston to everyday cash flow needs, we provide the right solutions for your business.
Contact us today to find Houston invoice factoring solutions for one-time or recurring needs.
Houston Invoice Factoring and Financing Services
Our Houston office serves all of Texas and provides the following services:
| Invoice Factoring Turn unpaid invoices into cash. Improve your business’s cash flow with one of the most trustworthy factoring companies in Houston, TX. |
Small Business Factoring Access immediate cash flow by converting outstanding invoices into working capital. Work with Houston factoring companies that support your growth without the stress of debt. |
Spot Factoring Get the cash you need on a per-invoice basis. This flexible option provides invoice factoring in Houston without long-term contracts or commitments. |
| Non-Recourse Factoring Reduce financial risk with trusted Houston factoring companies. Sell your invoices without worrying about customer defaults and protect your business from bad debt. |
Startup Factoring Fuel your startup’s growth with solutions tailored for new businesses. Turn your invoices into cash even without an established credit history. |
Small Business Administration Loans Government-backed financing may require a lot of paperwork and can be challenging to qualify. Business Factors & Finance can help you prepare a winning application. |
| Cash Flow Loans Boost your business’ cash flow with fast, unsecured cash flow loans. Manage expenses without lengthy approval processes or high interest rates. |
Revenue-Based Loans Pay back your loan based on your business revenue, providing a flexible, performance-aligned financing solution that supports your business without the strain of fixed payments. |
Working Capital Loans Maintain your business’s momentum with a reliable source of short-term funding tailored to your needs. Cover everyday expenses and manage cash flow. |
| Asset-Based Loans Leverage your business assets for capital. Unlock funding tied to inventory, equipment, or accounts receivable, providing a flexible financing solution for growth, acquisitions, or restructuring. |
Accounts Receivable Financing Transform your accounts receivable into immediate cash. Collaborate with one of the best Houston factoring companies to help reduce payment waiting time and focus on growth. |
To figure out which type of factoring is best for your business, start a chat or contact one of our representatives.
Why Partner with Business Factors & Finance?
As one of the industry leaders among factoring companies in Houston, TX, here are some reasons businesses choose our services.
| Easy Application Qualify for financing with minimal credit requirements and no upfront costs. We streamline access to working capital so businesses can focus on growth. |
Advances of Up to 96% of Invoice Receive up to 96% of your invoice value upfront and improve cash flow. Address immediate financial obligations with our favorable advance rates. |
Serving All Industries Benefit from one of the established factoring companies in Houston, TX, with over 20 years of experience serving all industries. |
| $1.2 Billion Invoices Annually Leverage our expertise gained from purchasing nearly $1.2 billion in invoices yearly. We are a trusted and reliable choice for factoring and financing solutions. |
Complimentary Client Credit Checks Reduce risk by conducting free credit checks on your clients to determine their payment reliability before extending credit. Make informed decisions that protect your business’s profitability. |
No Restrictions on Use of Proceeds Enjoy complete flexibility with how you use your funds. Whether for payroll, inventory, or expansion, you can allocate capital based on your business priorities. |
Industries We Serve
| Oil and Gas Manage cyclical revenue, maintain operations, and invest in growth. |
Manufacturing Stabilize cash flow, purchase raw materials, cover payroll, and manage large orders. |
Information Technology We offer flexible financing to manage project-based billing cycles and scale operations without interruptions. |
| Payroll Find funding solutions to meet payroll obligations, maintain employee satisfaction, and retain talent during growth periods. |
Staffing Staff factoring in Houston assists with cash flow between payroll cycles, covering employee wages during delayed payments. |
Truck Factoring Understand what is factoring in trucking and how to leverage your invoices to ensure uninterrupted services. |
| Government Contracting Business Factors & Finance supports government contractors by providing working capital to manage long payment cycles. |
Fashion and Apparel Your business needs factoring to help manage cash flow for inventory purchases, production, and seasonal demands. |
Telecom, Wi-Fi and Cable Manage large capital expenditures, infrastructure investments, and ongoing operational costs. |
Through its affiliates Riviera Finance and America’s Factors, the Business Facilitators group purchases over $1.2 billion in invoices yearly. Business Factors & Finance also offers bridge and term loans, import/export financing, supply chain financing, and equipment purchasing and leasing services. Their comprehensive financial solutions are accessible 24/7, every day of the year.
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