In order to qualify for a term loan, the lending institution or bank will run a thorough credit check on the applicant to determine the FICO score. Those who have too much debt, or a history of paying their bills … Continue reading →

For the past several years it has been the workplace chatter in break rooms, cafeterias and lounge areas in organizations across the country: cutting back, doing more with less, and stretching every penny and every paperclip. Photocopy machines, computers, printers, … Continue reading →

Labor Day traditionally marks the end of summer and birth of a new school year to youngsters and their parents. Most workers in the U.S. get that day off as an official holiday and many celebrate it with summer BBQs, … Continue reading →

It is an old, bill-paying habit many people have acquired over the years to help them make sure they pay their bills on time. By paying their bills as soon as they arrive in the mail or email inbox, they … Continue reading →

Small business loans, at least the ones issued from a corporate or even neighborhood bank, aren’t as easy to come by as they used to be. Though lending may be on the rise from 2008 when all loans for small … Continue reading →

Years ago, a small business owner may have been able to go to his neighborhood bank, fill out some paperwork, and receive that small business financing they were seeking. A handshake and some perfunctory assessment of the business’s history and … Continue reading →